"70 Years of Serving You 1st"
Business Umbrella
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Business Umbrella Insurance
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We can provide the Business Umbrella Insurance to Protect You and Your Business
A million dollars can add up easily, particularly if the injured person suffers injuries that keep him or her from working for weeks, months, or years. The victim of an accident could sue you for medical bills, lost income, even pain and suffering, not to mention damage to their vehicle, and cost for an attorney. Depending on the extent of the damage and injury, after your business general liability limits are exhausted, you are responsible for paying the rest, if you are at fault in an accident, and that could mean financial disaster. We can provide $1 million or more of Business Umbrella Insurance protection on top of your business general liability and business auto liability coverages–and it is not that expensive. You can usually buy a business umbrella insurance policy with $1 million limits for $250 to $500 a year. If you need more than $1 million limits, you can buy each extra $1 million of coverage for $150 to $350 depending on the type of risk. Why Choose MJM Insurance of Chesterfield?We’re committed to outstanding customer service We start by offering the best insurance products at a reasonable price. But it’s the MJM Insurance of Chesterfield team that really set us apart from the competition. With combined experience of 60 years, our sales and support staff members can handle your transactions quickly and efficiently. We service each and every account using out team of insurance professionals and we’re always available to answer your questions. We’re committed to professionalism Our dedication to client service comes from a culture of professionalism and respect. All of our associates at MJM Insurance of Chesterfield have strong credentials and all of our policies are presented to you in a consistent and professional manner. We’re committed to solving problems quickly MJM Insurance of Chesterfield has unique industry relationships, allowing us to provide exclusive insurance solutions to our customers. Additionally, every staff member is trained to actively listen and provide helpful answers presented in a way in which our policy holders clearly understand. We’re committed to earning and maintaining your trust We believe trust is something earned by listening to our customers while providing helpful advice and support. Trust and consistent underwriting practices is what we expect from our carrier partners, and in return we owe the same level of service to you. Insurance for Different Business TypesOn the right sidebar of this page, we have links to a number of business insurance resources. Click on any of the different business types to learn more about the insurance coverages for that type of business. Please call one of our commercial insurance agents at MJM Insurance of Chesterfield for any assistance. |
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About Kerry Belcher
Kerry G. Belcher Sr was born in Richlands, Virginia in 1964. Graduated from Haysi High in 1982 and with the AS degree in Electronics Engineering in 1984. He began his insurance career that May and was licensed and manager of the Clintwood branch of Hugh Belcher Insurance by February of 1985. In 1989, he returned to Haysi to manage the office. In 2005, Kerry bought his Dad and Mom’s remaining stock and became the sole owner of the Haysi Agency, half owner of the Norton Agency and opened an agency in Pennington Gap with Don and Lowell Williams. Married in 2007, He and wife Rita have 8 children between them and a son and daughter-in-law. His hobbies include family activities, playing music, writing songs and studying the Bible.